Infinity Commercial Capital

Investing in long-term rental properties can be a great way to build income quickly, if you know how to do it. It’s not a guarantee, and it does take diligence and hard work to build a portfolio of residential and commercial rental properties that can support you with its income. The key is finding ways to lower your risk while raising your return on each investment. Most of the time, for those focused on residential investments, this means dedicating a healthy portion of any given portfolio to multifamily real estate. How Multifamily Properties Lower Risk When you finance a single-family dwelling, your entire income for the property goes away whenever you’re in-between clients. That means you’re out of pocket for any loan payments during the months it takes to turn and fill a property, as well as the utilities and any turnover costs for repairs, improvements, and marketing. When you buy duplexes or even larger properties like apartment buildings, the cost doesn’...

The merchant cash advance is one of the most versatile forms of short-term financing for small businesses that have a lot of income generated through electronic transactions. That’s because it uses your income through the merchant account’s deposits as the basis for a short-term advance, tying the payment to a percentage of those transactions each month. As a result, you can get the working capital you need to optimize your approach to high demand seasons and other short-term opportunities. Applying for an Advance Applications for merchant cash advance programs are typically simpler and easier than for long-term loans used to purchase assets. That being said, you’ll still need to disclose income and probably your credit score, as well as information about your merchant account’s monthly business volume. The account’s value is the primary factor in the advance’s approval and size, but the rest of your finances are used for context, so they do matter. T...

Making goods and providing services often means that you are waiting for customers to pay on invoices for the cash you need for supplies, bills and salaries. This can strain your cash flow and prevent you from making seasonal or time-sensitive purchases you need to grow or thrive. When your cash flow is tight because of outstanding invoices for goods or services already delivered to customers, you can turn to factoring or accounts receivables financing to get some needed slack. This process gives you an advance on qualifying invoices, so you have the cash you need for working capital while the customer still has time to pay. What Are the Benefits? Not only does financing your accounts receivables give you cash when you need it, that you are already owed, but it can free your company from the burden of collecting on those invoices. The fees associated are usually lower than the interest rate on a loan and the process has an easier application process. You can even apply online and get t...

This Small Business Administration is designed to help companies with fewer than five hundred employees stay in business and help the economy thrive. While you can find informational resources through this administration, most people are more familiar with the financial help the SBA offers. SBA loans are divided into a couple of different programs, each with specific goals. The two most familiar are the 7(a), or general business loan, and the CDC/504, or real estate loan, and choosing the right one for your business needs can be the best way to grow and thrive. What Is the CDC/504 Program? The major differences between the SBA loan programs are how you can use the funds from each one. With the CDC/504 program, you can purchase equipment and owner-occupied commercial property with the help of a Certified Development Company. These are typically larger amount loans than other SBA programs, from $125,000 and $2 million with a ten percent down payment, and cannot be used for working capita...

When you’re running a small business, one of the best ways to save money is to take advantage of tax deductions available to you. Here are some to look into. 1. Home Office Space If you’re running your startup out of your home, you can usually write off your workspace as long as you use it exclusively for your business. The IRS has made adjustments so that it’s easier to calculate how much you can deduct, but you need to make sure that you’re fully meeting all of their criteria for this write-off so that you don’t run into any trouble down the road. 2. Transportation Expenses Similar to using a space in your home, if you use your personal car for business purposes, you can write off some of these expenses. From repairs and gas to tolls and parking fees, you can get tax deductions on all of these costs. You can do this by using the actual expense method, which means you keep track of all of the costs you incur while conducting your business, or by using...

You have an idea for a startup but no concept of how to begin. Lack of direction breeds hesitation and the longer you wait the greater the odds of abandoning your plans forever. Avoid your dream from stalling out by using the below strategies to craft a plan that makes yours happen. 1. Just Do It Overthinking causes indecision and prevents people from taking action. Abandon your fetish for perfectionism and start making moves. Remember that every mistake is also a learning opportunity. 2. Seek Wisdom Acknowledge areas of weakness and realize what informational gaps you need to have filled. Read up and chat with those already inhabiting your field, letting the mistakes of others guide your way. 3. Partner Up Finding the right person to help see your vision through makes all the difference. Being able to exchange ideas regarding strategy and overall planning provides indispensable clarity. 4. Raise the Bar Instead of reinventing the wheel, create a superior one. Delivering improvements o...

For many businesses that are looking to increase revenue,consumer financing can potentially be a good option. Although those with asmall business may think that they have fewer options for doing this than alarger company, the reality is that there can be many ways that a smallbusiness may use business to consumer finance to increase revenue. How Does Customer Financing Work? The primary goal of customer, or consumer, financing is toencourage someone who is just looking around to actually purchase something.Business to consumer finance works by allowing a customer who may not have themoney to make a purchase upfront to buy something with credit offered by thecompany, and then make smaller payments over time. Because a customer won’thave to pay the total balance at once, they may feel more encouraged to makemore purchases, or a larger purchase than they normally would, instead ofputting it off or waiting until they have the money saved. Different Kinds of Programs  When it come...